Monthly Archives: September 2024
Section 8 Vouchers Often Lead to Disappointment in New York City
Section 8 vouchers are a federal program that enables low-income individuals and families to obtain subsidized housing. Section 8 recipients may choose any available housing unit in their cities. The tenant pays 30 percent of his or her income, and the voucher covers the remainder, up to a certain amount. This gives low-income tenants… Read More »
Are Assumable Mortgages as Great as They Sound?
Complaining about the cost of one’s home mortgage payment has been a popular humblebrag since the days of white picket fences, decades before the term “humblebrag” existed. Today, you cringe, according to the 20th century meaning of the word “cringe,” when you think about your housewarming party humblebrags of a decade ago, when you… Read More »
Estate Planning Guide for Seniors
As we age, the future becomes increasingly uncertain, making it more challenging to predict and plan. This can be particularly stressful for seniors and their families. A proactive approach to manage these uncertainties involves getting financial and healthcare matters in order ahead of time. Estate planning plays a vital role in this process, providing… Read More »
Starting From a Place of Strength When Selling Your House
Buying a house is fraught with stress and uncertainty, but selling a house is not exactly a walk in the park, either. Prospective buyers lose big if the deal falls through. Yes, the real estate agent will refund your earnest money if you don’t buy, but all those credit checks when you did not… Read More »
Buying Real Estate as a Retiree
Now that you are retired, you should feel relieved. Even though, at your age, you naturally wake up with the sunrise, you can sit at your kitchen table in your bathrobe and drink coffee for as long as you want instead of rushing out the door to commute to work in rush hour traffic. … Read More »